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The information contained in this site is copyrighted and may not be
distributed, modified, reproduced in whole or in part without the prior written
permission of Lichtenstein Capital Markets. The images from this site may not be
reproduced in any form without the prior advance written consent of the
Lichtenstein Capital Markets.
Warranties & Disclaimers
Lichtenstein Capital Markets intends for the information and data contained in
this website to be accurate and reliable, however, since the information and
data have been compiled by Lichtenstein Capital Markets from a variety of
sources, it is provided "AS IS."
LICHTENSTEIN CAPITAL MARKETS EXPRESSLY DISCLAIMS ALL WARRANTIES AND/OR
CONDITIONS, EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO OR
REFERENCED BY THE LICHTENSTEIN CAPITAL MARKETS GROUP WEBSITE, INCLUDING, BUT NOT
LIMITED TO, THE IMPLIED WARRANTIES AND/OR CONDITIONS OF MERCHANTABILITY OR
SATISFACTORY QUALITY AND FITNESS FOR A PARTICULAR PURPOSE AND NON INFRINGEMENT.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE
ABOVE EXCLUSION MAY NOT APPLY TO YOU.
In no event shall Lichtenstein Capital Markets be liable for any damages
whatsoever, and in particular Lichtenstein Capital Markets shall not be liable
for special, indirect, consequential, or incidental damages, or damages for lost
profits, loss of revenue, or loss of use, arising out of or related to any
Lichtenstein Capital Markets website or the information contained in it, whether
such damages arise in contract, negligence, tort, under statute, in equity, at
law or otherwise.
Information on this website may contain technical inaccuracies or typographical
errors. Information may be changed or updated without notice. Lichtenstein
Capital Markets may also make improvements and/or changes in the products and/or
the programs described in this information at any time without notice.
Trademarks & Trademark Protection
All trademarks and copyrights included on the Lichtenstein Capital Markets
website are the property of their respective owners.
DoctorMortgage and derivations thereof is the Exclusive United States Trademark
as owned by and registered to Andrew Lichtenstein. Any unauthorized use or
reproduction hereof without the prior advance payment via written consent of
Andrew Lichtenstein, Inc. shall constitute theft obligating transgressor to
whatever Trademark holder bills transgressor for each unauthorized use which
shall not be less that $100,000 per occurrence.
Securities Disclaimers and forward looking statements
The materials and information contained on this web site do not constitute
offer or a solicitation of an offer for the purchase or sale of any
securities whatsoever, especially in any state where prohibited by law.
Furthermore, this site may contain information and press releases about and
by affiliates; however, although this information was believed to be
accurate as of the date
prepared by we hereby disclaim any duty or obligation to update such
information. To the extent that any information is deemed to be a 'forward
statement' as defined in the rules and regulations of the Securities Act of
amended, such information is intended to fit within the 'safe harbor' for
forward looking information and is subject to material risk factors which
may not be disclosed herein. This site is not intended to make any
representations about DoctorMortgage.com or any companies affiliated with
and should not be viewed as such.
Equal Housing Opportunity
We are pledged to the letter and spirit of U.S. Policy for the achievement
equal housing opportunity throughout the Nation. We encourage and support an
affirmative advertising and marketing program in which there are no barriers
to obtaining housing because of race, color, religion, sex, handicap,
status or national origin.
Communication from NYS Department of State, Division of Licensing Services, Standardized Operating Procedures Reminder
Dear Real Estate Licensee:
In accordance with Chapter 153 of the Laws of 2022, effective April 20, 2022: "Each real estate broker shall institute standardized operating procedures for the prerequisites prospective homebuyers must meet prior to receiving any services. Such standardized operating procedures shall include but not be limited to the following:
(i) whether prospective clients shall show identification;
(ii) whether an exclusive broker agreement is required;
(iii) whether pre-approval for a mortgage loan is required".
For reference, the text of the law is available online here.
Starting April 20, 2022, every real estate broker operating within the State of New York must post such standardized operating procedures on each publicly available website and mobile device application they maintain. Additionally, each publicly available website and mobile device application operated by an associated agent or "team" of such broker, must have posted their broker's standardized operating procedures or a direct link to such information on their broker's website. Brokers must keep an archive of all standardized procedures, for as long as they are actively licensed, by having each amendment date stamped and notarized. All new procedures must be posted and made available, at each brokerage office and online, within 30 days of any changes. Real estate brokers are not, however, required to file their standardized operating procedures with the Department of State.
Brokers and their associated licensees must be in compliance with this new provision of law by April 20, 2022. In addition, law provides that any broker or salesperson operating under a brokerage license that fails to adhere to such operating procedures shall be subject to discipline.
Please visit the Department's website for periodic updates and other important information here.