Discontinued 10 year LIBOR fixed rate swap spread:
2.55 %
CD 12 month certificate of deposit:
0.31 %
Aaa rated seasoned Corporate Bonds-Discontinued:
3.9 %
Commercial Mortgage and Financing Rates
Loan Amounts: from $500,000 to $72,000,000,000
Property Type
Nationwide & INTERNATIONAL
Fixed % Rate/Yr. Min.
Fixed % Rate/Yr. Max.
Min
B.P. Spread
Max
B.P. Spread
Max.
LTV
Min.
DSCR
typical Loan term (Years)
Amortization
(Years) Max
Typical
index Yield
(Base + Spread)
Multifamily - Residential
1.36 %
4.36 %
100
400
80 %
1.25
5 year fixed plus various 5 year renewals balloon or self Liquidating
30
5-year CMT Constant Maturity Treasury
Multifamily Jumbo Stabilized Rental >$25 Million per Asset
Float to Optional Fixed Rate. Large Single Asset Multifamily Rental >$25mm/property. Rate indicated is the floating rate. Index mimics LIBOR but historically has been .1% to .29% cheaper so spread is estimated interpolation.
-0.12 %
7.00000000000001E-02 %
71
90
80 %
1.20
Floating ARM with optional convertible to long term fixed rate
Non-Investment credit tenant with net worth of $5,000,000+ -via bondable sale triple net lease back, tenant improvement, build to suit construction equipment financing, real estate backed Corporate Takeovers, Leveraged Buyouts, Mergers and Acquisitions
5.73 %
8.23 %
300
550
100 %
1.3
co-terminus
self amortizing
15-year UST Note/Bond
Investment grade credit tenant financing with S&P rating of BBB+ or stronger-via bondable sale triple net lease back, tenant improvement, build to suit construction equipment financing real estate backed,purchase or refi. Corporate Takeovers, Leveraged Buyouts, Mergers and Acquisitions
We no longer offer Residential 1 to 4 Family Mortgages. We only offer commercial and multifamily financing.
30 Year Fixed
3.13
%
% (for $ 417,000 loan)
2
up to 65-95 % PP / 65-75 % Refinance
Notes:
B.P. = Basis Points. There are 100 basis points in every 1% or annual
rate.
The
indices in the market index rates section are the cost of fund rates commonly
used by lenders to determine the borrowers' interest rate.
Disclaimer:
Above rates and terms are subject to error and change without notice.
Minimum and maximum rates and LTV's are program guidelines; however, they
may be higher or lower depending upon change, credit, condition, character,
location and underwriting LTV, DSC, etc. No offer or commitment to lend
is being made without an application, approval and formal written commitment
to lend through www.DoctorMortgage.com
Direct Lender and/or LREB NYS. Andrew Lichtenstein, Inc. does not
make direct private money 1 to 4 family residential mortgage loans as
these are procured through third party providers.